Often times your insurance carrier will wrongly Deny Coverage, or adjust your claim initially under a “Reservation of Rights” letter which allows them to later Deny the claim if they believe the policy does not cover your loss. Our office handles all sorts of Insurance Denial of Coverage disputes to include:

• automobile insurance;

• major medical or health insurance;

• disability insurance;

• commercial liability insurance;

• home owner insurance; and,

• general liability insurance.

The losses and denials for which these policies insure include, medical, theft, fire, arson, flood, wind, hurricane, property damage, medical payments coverage, hospitalization and loss of profits. Some of the most common reasons for an insurance company to Deny Coverage are:

• misrepresentation in the application for insurance;

• the loss is excluded from coverage;

• the cause of the loss is excluded from coverage;

• the condition is a preexisting medical condition; and,

• voluntary intoxication caused the loss.

When you prevail in a Denial of Coverage claim or case, your insurance carrier is required by law to pay your reasonable attorney fees and cost. For answers and advices regarding your insurance coverage questions, call or email David Kerce right now for a free consultation.  386-258-0073, toll free 888-363-0233; This e-mail address is being protected from spambots. You need JavaScript enabled to view it